Your home is more than just a building – it’s your sanctuary, your investment, and where life’s memories are made. At Ruth Mercier Insurance, we provide comprehensive homeowners insurance to help Katy residents safeguard their homes against life’s uncertainties. Whether you're new to the area or a longtime resident, Ruth Mercier Insurance has your back with personalized, reliable coverage.
In Katy, unexpected events like severe weather, accidents, or fire can impact your home and belongings. Homeowners insurance is your financial safety net, protecting you from costly repairs, replacements, and liabilities. Our policies are designed to give you peace of mind, so you can enjoy your home without worry. Call us at 281-493-0056 to learn more or get started today!
At Ruth Mercier Insurance, we offer protection for a wide range of risks that Katy homeowners face. Here’s what our policies commonly cover:
Fire and Smoke Damage
Covers damage caused by fire or smoke to your home and personal property.
Wind and Hail Damage
Protects against damage from windstorms, hurricanes, and hail common in the area.
Liability Protection
Covers you if someone is injured on your property or if you’re found liable for damage.
Ruth Mercier Insurance has been serving Katy for many years. We understand the unique challenges and risks homeowners face in our community, from unpredictable weather to local building regulations. Our team is dedicated to helping you find a policy that fits your needs and budget.
Here’s what sets us apart:
We know choosing homeowners insurance can be overwhelming. Here are answers to some common questions:
A: It typically covers your home’s structure, personal belongings, liability protection, and additional living expenses if your home becomes uninhabitable.
Q: How do I know how much coverage I need?A: Consider the cost to rebuild your home, the value of your belongings, and potential liability risks. Our agents can help you determine the right coverage level.
Q: Can I customize my policy?A: Yes! We offer flexible options to ensure your policy meets your unique needs and budget.
At Ruth Mercier Insurance, we go beyond just selling policies. We’re here to be your trusted partner in protecting your most valuable asset. From helping you select the right coverage to assisting with claims, we’re with you every step of the way. Call us at 281-493-0056 or request a free quote online today!
